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HeistsUpdated Sep 27, 2026Verified

Primary Loot Math: What the Island Actually Pays

Per-bag values, weight limits, and the secondary loot worth bending your route for.

11 minAdvancedLoot table

Requirements

  • One completed run
  • Bag-weight discipline
  • Secondary loot route
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Time

11 min

Payout

Loot table

Difficulty

Advanced

Primary Loot Math: What the Island Actually Pays — Heists guide hero image

Gold

Highest per bag, needs 2 players

Cocaine

High, solo-friendly

Bag

Fills to 100%

Step by step

  1. 1Check which secondaries spawned on the scope.
  2. 2Grab gold if you have a partner.
  3. 3Otherwise prioritize cocaine, then weed.
  4. 4Top up bags with paintings last.

Common mistakes

  • Filling bags with cash before higher-value loot.

Section 01

The brief

The island's payout is decided by which primary loot the game offers and how much of the bag limit you actually fill. Knowing the per-bag hierarchy turns a good run into a great one.

  • Bag capacity, not guard count, is the real limit — plan which stacks you touch before you enter
  • Primary target value is fixed per run; only secondary loot is under your control
  • Hard Mode adds 10% to the primary, which is worth more than any single extra secondary stack

Section 02

Recommended route

Plan the compound loop so secondary loot sits on the exit path, never as a detour. Grab only what fits the weight limit and leave the rest without hesitation.

  • Grab the primary first, then fill remaining space from the highest-value secondary you scouted
  • Cocaine outvalues weed, which outvalues cash — ignore cash entirely if better stacks are in reach
  • Two players should split so one clears the compound stacks and the other clears the north dock

Section 03

What good looks like

A disciplined loop beats a lucky one: same time, reliably higher average take.

  • Bags full of the best available loot rather than the closest loot
  • The office safe cleared on every run
  • Payout variance between runs stays narrow instead of swinging by hundreds of thousands

Community tech

What experienced players do differently

  • Fingerprint hacks are muscle memory — practise the pattern so Hard Mode's extra hack costs no time
  • Secondary values rise for 72 hours after a high-value primary, which makes 'low primary' weeks quietly profitable

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Source checked

Last verified: Sep 27, 2026. Figures are editorial summaries; in-game menus remain the final authority.

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